Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? The History of Retirement Do you know where the idea of “retirement” comes from? Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.