RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.